Workers Compensation Insurance

Workers’ compensation is a requirement for all businesses operating with employees.  No matter what state in which you operate your auto dealer, having a workers’ compensation insurance policy is necessary.  

The proper workers’ compensation insurance protects your auto dealership by providing coverage to employees injured on the job and shielding your business from potential lawsuits.

Workers’ compensation helps protect your auto dealer and its’ employees by offering injured employees certain benefits and payment for:

• Medical Care
• First Aid Treatment
• Temporary Disability
• Permanent Disability
• Death Benefits

Additional benefits include everything from partial wages to medical treatment expenses.  Workers’ Compensation insurance coverage typically applies to injuries and illnesses that occur while on the job.  It’s important to understand that each state has slightly different requirements for when this type of insurance must be purchased.