Auto dealerships are faced with various challenges and risks every day. From managing a large workforce to selling expensive vehicles, dealership owners have to keep many balls in the air. But, one of the biggest concerns is the risk of employee-related lawsuits. These lawsuits can be costly, time-consuming and can tarnish a dealership’s reputation. That’s why it’s important for dealerships to invest in Employment of Employment Liability (EPLI) insurance.

What is EPLI Insurance?

EPLI insurance is a type of insurance policy designed to protect businesses from lawsuits related to employment practices. This insurance covers a wide range of legal claims that may arise from employment practices such as discrimination, harassment, retaliation, and wrongful termination.

Why is EPLI Insurance Important for Auto Dealerships?

Auto dealerships employ a large workforce, which can increase the risk of employee-related lawsuits. Dealerships often face claims of discrimination, harassment, and retaliation from employees. Even if the claims are baseless, defending a dealership against these lawsuits can be expensive and time-consuming. Moreover, the negative publicity that often comes with these lawsuits can harm a dealership’s reputation. EPLI insurance helps protect auto dealerships from the financial and reputational damage that can result from employee-related lawsuits.

What Does EPLI Insurance Cover?

EPLI insurance covers a wide range of employee-related lawsuits, including:

Discrimination

Discrimination claims arise when employees believe they have been treated unfairly based on their race, gender, age, religion, or another protected characteristic. EPLI insurance provides coverage for the cost of defending the dealership against discrimination claims, as well as any settlement or judgement amount.

Harassment

Harassment claims can arise when employees are subjected to unwanted advances, comments or other forms of harassment in the workplace. EPLI insurance provides coverage for the cost of defending the dealership against harassment claims, as well as any settlement or judgement amount.

Retaliation

Retaliation claims arise when employees believe they have been punished for reporting harassment, discrimination, or other workplace issues. EPLI insurance provides coverage for the cost of defending the dealership against retaliation claims, as well as any settlement or judgement amount.

Wrongful Termination

Wrongful termination claims arise when employees believe they have been fired without just cause. EPLI insurance provides coverage for the cost of defending the dealership against wrongful termination claims, as well as any settlement or judgement amount.

Why Choose EPLI Insurance for Auto Dealerships?

EPLI insurance provides a number of benefits for auto dealerships, including:

Protection from Costly Lawsuits

Employee-related lawsuits can be expensive, and defending against them can be time-consuming. EPLI insurance provides coverage for the cost of defending the dealership against these lawsuits, as well as any settlement or judgement amount.

Protection of Reputation

Employee-related lawsuits can harm a dealership’s reputation. EPLI insurance helps protect the dealership’s reputation by providing coverage for the cost of defending against these lawsuits.